Pensions
Authorised and regulated by the Financial Services Authority. Registered address as above. Registered in England, No: 5489003. FSA No: 438904

"What, if anything, should I be doing with
my pensions? Am I paying too much in
charges? Should I be looking at a SIPP?
What do I do - income draw-down, or buy
an annuity? How often should I review my
pensions to ensure that they remain in line
with my projected needs?"
You can consolidate, review, leave or
transfer your pensions in order to achieve
better performance or lower charges
or both - or to align your pensions with
an enhanced investment strategy. At
retirement, you can choose to buy an
annuity or opt for income draw-down. What
are the pros and cons? The differences are
significant and the right decision will depend
on many individual factors.